We work with your budget.
Home care can be paid for in multiple ways. We accept private pay, long-term care insurance, and VA benefits. Let us help you navigate your options.
Payment options we accept
Private Pay
Pay directly for care with cash, check, credit card, or bank transfer. Full control and flexibility. We can discuss payment schedules that work for your budget.
Long-Term Care Insurance
If you have an LTC policy, we can work directly with your insurance company. We handle much of the paperwork to make the process easier.
VA Benefits
Veterans and surviving spouses may be eligible for Aid & Attendance benefits. We're experienced with the VA benefits process and can help you navigate it.
Private Pay
If you're paying directly for care, you have complete flexibility. No bureaucracy, no insurance approvals, no waiting. You control what care your loved one receives and when.
How it works
- We discuss your care needs and create a plan
- We provide a rate quote based on hours and services
- You decide if the pricing works for your budget
- We set up convenient payment terms (weekly, monthly, etc.)
- Care begins when you're ready
What's included
- All caregiver wages and benefits
- Background checks and training
- Supervision and quality oversight
- Porter app access and support
- 24/7 availability for questions or emergencies
No hidden fees. Our pricing is transparent. What you see is what you pay.
Cash, credit card, check
Simple payment methods
Long-Term Care Insurance
If you have a long-term care insurance policy, it may cover home care services. We're experienced with LTC claims and can help make the process smooth.
How we work with your LTC policy
- You provide us with your policy details
- We submit the necessary documentation to your insurance company
- Insurance approves the care plan and benefit amount
- Care begins (you may have a small co-pay)
- We bill your insurance directly for covered services
What's usually covered
- Personal care (bathing, dressing, grooming)
- Companionship and support with activities
- Meal preparation and household support
- Medication reminders (not administration)
We handle the paperwork. While you'll need to submit your initial claim, we coordinate with your insurance company and handle most of the documentation after that.
Policy documents, claims
Professional care coordination
Veterans Benefits: Aid & Attendance
If you're a veteran or a surviving spouse of a veteran, you may qualify for Aid & Attendance (A&A) benefits through the VA. These benefits can help pay for home care services. Many families don't realize they're eligible.
Who may be eligible
- Veterans who served on active duty
- Surviving spouses of veterans
- Those who need help with activities of daily living
- Those with limited income and assets
How it works
- We can help you understand if you may be eligible
- We assist with the VA application process
- Once approved, the VA provides monthly benefits
- You can use these benefits for our home care services
Benefit amounts (2026)
*Amounts vary based on eligibility and are subject to change
- Veteran: Up to $1,900+ per month
- Surviving spouse: Up to $1,150+ per month
- Single parent: Up to $1,150+ per month
We know the VA process. Application requirements can be confusing, but we've helped many families navigate it. We can walk you through what you need and work with the VA on your behalf.
VA seal, benefits documents
Professional guidance
Important things to know
No Medicaid
We're a private home care agency and don't accept Medicaid. If you need Medicaid-covered services, we can help you find agencies that do.
We're flexible
Whether you're using insurance, VA benefits, or private pay, we can adjust your care plan and payment method as your situation changes.
Honest about costs
We'll always be upfront about pricing and what different payment options will cost you. No surprises later.
We do the legwork
Insurance paperwork and VA applications can be overwhelming. We handle much of this so you don't have to manage it alone.
Common questions about payment
Can I mix payment methods?
Yes. If your LTC insurance covers part of care and your VA benefits cover another part, we can coordinate. Some families also supplement with private pay if they want additional hours.
What if my financial situation changes?
Tell us. We can adjust your payment plan, explore different benefits you might now qualify for, or modify your care hours to fit a different budget. Your situation matters.
Is there a minimum number of hours?
We're flexible. Some families need just a few hours a week. Others need full-time care. We work with your actual needs and budget.
How do I know what I qualify for?
Call us. We can discuss your situation, help you understand what benefits you might be eligible for, and give you honest information about what things will cost. There's no obligation to proceed.
What if I need to pause care?
Life happens. Situations change. We can pause your care temporarily or adjust your plan. We'll work with you to make sure transitions are smooth.
How do I apply for VA benefits?
Start by calling us. We can explain the process, help you gather what you need, and coordinate with the VA. You'll file the application yourself, but we'll guide you through it.